A lawyer purchased a box of very rare and expensive cigars, then insured them against, among other things, fire. Within a month, having smoked her entire stockpile of these cigars & without yet having made even her first premium payment on the policy the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost 'in a series of small fires.' The insurance company refused to pay, citing that the woman had consumed the cigars in the normal fashion. The lawyer sued and WON! (Stay with me.)
Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. The judge stated nevertheless, that the lawyer held a policy from the company, which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable 'fire' and was obligated to pay the claim. Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for her loss of the cigars lost in the 'fires'.
NOW FOR THE BEST PART
After the lawyer cashed the check, the insurance company had her arrested on 24 counts of ARSON!!! With her own insurance claim and testimony from the previous case being used against her, the lawyer was convicted of intentionally burning her insured property and was sentenced to 24 months in jail and a $24,000 fine.
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